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Conservative & Income
Senior Citizen Stable
A defensive portfolio for retirees prioritising capital safety and predictable income. Equity savings and retirement funds with multi-asset cushioning.
Risk Level
Low to Moderate
Holding Period
1–3 years
SIP Range
₹10,000 – ₹2,00,000
Funds
4
Portfolio Analytics
Blended metrics based on equal-weight fund composition. Updated daily.
Blended 1Y
+6.2%
Blended 3Y CAGR
+12.1%
Blended 5Y CAGR
+10.4%
Avg TER
1.88%
Max Drawdown
-0.7%
Worst 1Y return among constituent funds
Riskometer
LowVery High
Low to Moderate
Fund Composition
4 funds, equally weighted (25.0% each).
Scheme
NAV
1Y
3Y
5Y
TER
ICICI Pru Equity Savings Cum
ICICIMFHybrid: Equity Savings
₹22.95
+2.9%
+7.5%
+7.3%
1.57%
HDFC Retrmnt Savings Hybrid Debt Reg
HDFCMFRetirement Fund
₹21.39
-0.7%
+6.4%
+6.4%
2.14%
Bandhan Aggr Hyb Fund Reg Gr
BandhanMFHybrid: Aggressive
₹26.47
+6.2%
+14.4%
+12.2%
2.26%
Nippon India Multi Asset Allocation Fund Reg Gr
NipponIndiaMFHybrid: Multi Asset Allocation
₹24.50
+16.5%
+20.2%
+15.8%
1.55%
Ready to start investing in this bucket?
Speak with a Money Lancer advisor to set up SIPs for this bucket portfolio — or customise it to your exact needs.
Important: This is a model portfolio for educational purposes — not personalised investment advice. Blended returns are equal-weight averages computed from constituent fund data and are approximations. Past performance does not guarantee future results. All funds shown are Regular Plans. Mutual fund investments are subject to market risks — read all scheme-related documents carefully. ARN-175445.