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HDFC Mutual Fund · Retirement Fund
HDFC Retirement Savings Fund - Hybrid-Debt Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · NIFTY 50 Hybrid Composite Debt 15:85 Conservative IndexTER · 2.14%Inception · 05-02-2016
NAV
₹21.45
+0.22% · as of 14-05-2026
Since inception
7.73%
CAGR
Benchmark (inception)
9.55%
CAGR
Fund size
₹2 Cr
AUM
Expense ratio
2.14%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +7.73% CAGR vs benchmark +9.55%.
Portfolio
Where the money is invested
Top holdings
TREPS - Tri-party Repo16.02%
6.67% Government of India8.64%
Mahindra Rural Housing Finance Ltd6.64%
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-6.42%
6.48% Government of India6.26%
6.19% GOI MAT 1609346.14%
RELIANCE INDUSTRIES LIMITED EQ5.81%
Larsen and Toubro Ltd.5.76%
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-5.49%
Government of India (17/06/2033)5.00%
Sector allocation
Financial Services7.98%
Construction6.76%
Information Technology6.73%
Oil, Gas & Consumable Fuels6.33%
Automobile and Auto Components1.70%
Capital Goods1.52%
Healthcare1.43%
Services1.08%
Telecommunication0.93%
Fast Moving Consumer Goods0.63%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 7.7% p.a.₹10,000
10 years
Projected value
₹18,13,769
Invested: ₹12,00,000
Gained: ₹6,13,769
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136466
ISIN (Growth)
INF179KB1MK0
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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