What this is
Open-ended schemes from 45+ AMCs, chosen for you based on your risk profile, time horizon and tax situation — not on commission incentives. Every fund we recommend is researched in-house and reviewed annually for fit.
- Equity, Hybrid, Debt and Index funds across every SEBI category
- Goal-tagged SIPs that map to retirement, education, home, marriage
- Annual portfolio review with rebalancing recommendations
- Tax-efficient withdrawals at goal time (LTCG harvesting, STP into debt)
- Regular Plans only — backed by a continuous advisor relationship
FAQ
- What's the minimum SIP amount?
- Most schemes start at ₹100–500 per month. Some specialised categories require ₹1,000+.
- How are you compensated?
- AMCs pay us a trail commission embedded in the expense ratio of Regular Plans. We don't charge you separately.
- Why Regular Plans and not Direct Plans?
- Direct Plans are for DIY investors who want zero advisor involvement. Regular Plans bundle the advisory cost into the expense ratio — small in absolute terms, but covers your full review-and-rebalance relationship with us.
- Can I switch funds anytime?
- Yes — open-ended schemes allow redemption on any business day, subject to exit load and tax implications.