Money Lancer
Debt: Banking and PSU
Kotak Mahindra Mutual Fund
Kotak Mahindra Mutual Fund · Debt: Banking and PSU

Kotak Banking and PSU Debt - Growth

To generate income by predominantly investing in debt & money market securities issued by Banks, Public Sector Undertaking (PSUs), Public Financial Institutions (PFI), Municipal Bonds and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. There is no assurance that or guarantee that the investment objective of the scheme will be achieved.

Fixed IncomeBenchmark · CRISIL Banking and PSU Debt A-II IndexTER · 0.75%Inception · 29-12-1998
NAV
68.07
+0.03% · as of 14-05-2026
Since inception
7.25%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹51 Cr
AUM
Expense ratio
0.75%
28-04-2026
Performance

Returns vs benchmark & category

Since inception: +7.25% CAGR vs benchmark +6.90%.

Portfolio

Where the money is invested

Top holdings

7.6% Power Finance Corporation Limited6.39%
Canara Bank 5.47%
NCD INDIAN OIL CORPORATION LTD.3.68%
6.98% Gujarat SDL ISD 261125 MAT 2611323.25%
Power Grid Corporation of India Ltd.3.10%
HDFC Bank Ltd.2.97%
REC LTD2.91%
State Bank of India (Tier 2 - Basel III)2.76%
7.83% Small Industries Development Bk of India2.62%
7.77% REC Ltd.2.53%

Sector allocation

Not available.
Riskometer
LowVery High
Moderate

What if you'd SIP'd here?

@ 7.3% p.a.
₹10,000
10 years
Projected value
₹17,65,469
Invested: ₹12,00,000
Gained: ₹5,65,469
Start this SIP →

Illustration based on fund's since-inception return. Past performance is not indicative of future returns.

Risk Analysis

How this fund manages risk

Fund manager
M
Mr. Deepak Agrawal & Mr. Dharmesh Thakar
Manager since fund inception data not available
ISIN & identifiers
AMFI code
123690
ISIN (Growth)
INF174K01FO3
ISIN (Div Re-inv)
Status
Open Ended Schemes
Peers

Other Debt: Banking and PSU funds

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