← Debt: Banking and PSU
Start this SIP →
Franklin Templeton Mutual Fund · Debt: Banking and PSU
Franklin India Banking & PSU Debt Fund - Growth
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs)
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.50%Inception · 05-04-2014
NAV
₹23.58
-0.00% · as of 14-05-2026
Since inception
7.37%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹5 Cr
AUM
Expense ratio
0.50%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +7.37% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
0.00% REC Ltd (03-Nov-2034)7.11%
7.66% Maharashtra SDL 20476.45%
7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)6.39%
7.5% National Bk for Agriculture & Rural Dev.5.51%
Housing and Urban Development Corporation Ltd.5.44%
7.65% Axis Bank Ltd (30-Jan-2027)5.36%
7.24% Power Finance Corporation Ltd (17-Feb-2031)5.25%
Small Industries Development Bank of India (04-Dec-2026)5.04%
Bank of Baroda5.01%
ICICI Bank Ltd. 4.99%
Sector allocation
Not available.
Riskometer
LowVery High
Low to Moderate
What if you'd SIP'd here?
@ 7.4% p.a.₹10,000
10 years
Projected value
₹17,77,393
Invested: ₹12,00,000
Gained: ₹5,77,393
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
C
Chandni Gupta, Anuj Tagra, Sandeep Manam
Manager since fund inception data not available
ISIN & identifiers
AMFI code
129006
ISIN (Growth)
INF090I01KO5
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.