← Debt: Banking and PSU
Start this SIP →
HDFC Mutual Fund · Debt: Banking and PSU
HDFC Banking and PSU Debt Fund - Growth Option
To generate income/capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.There is no assurance that the investment objective of the Scheme will be achieved.
Fixed IncomeBenchmark · Nifty Banking & PSU Debt Index A-IITER · 0.72%Inception · 03-03-2014
NAV
₹23.83
-0.02% · as of 14-05-2026
Since inception
7.41%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹53 Cr
AUM
Expense ratio
0.72%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +7.41% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED5.11%
NCD INDIAN RAILWAY FINANCE CORPORATION LIMITED3.73%
Net Current Assets3.17%
Bajaj Housing Finance Ltd.2.81%
7.55% REC Limited2.80%
8.41% Housing & Urban Development Corporation Limited2.39%
NCD HDFC BANK LTD.2.35%
NCD NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT2.33%
Power Finance Corporation Ltd.2.33%
Punjab National Bank2.28%
Sector allocation
Not available.
Riskometer
LowVery High
Moderate
What if you'd SIP'd here?
@ 7.4% p.a.₹10,000
10 years
Projected value
₹17,81,390
Invested: ₹12,00,000
Gained: ₹5,81,390
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anil Bamboli
Manager since fund inception data not available
ISIN & identifiers
AMFI code
128628
ISIN (Growth)
INF179KA1JC4
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Banking and PSU funds
Franklin India Banking & PSU Debt Gr
₹23.58
1Y
+5.7%
3Y
+7.1%
5Y
+5.9%
UTI Banking & PSU Fund Reg Gr
₹22.98
1Y
+5.6%
3Y
+6.9%
5Y
+7.2%
ICICI Pru Banking and PSU Debt Gr
₹34.08
1Y
+4.6%
3Y
+6.9%
5Y
+6.2%
Bandhan Banking and PSU Fund Reg Gr
₹25.61
1Y
+4.5%
3Y
+6.6%
5Y
+5.7%
Axis Banking & PSU Debt Reg Gr
₹2,740.17
1Y
+4.5%
3Y
+6.6%
5Y
+5.7%
Want a personalised recommendation?
Our team will tell you whether this fund fits your goals, allocation and risk profile — and suggest peers if it doesn't.