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Retirement Fund
UTI Mutual Fund
UTI Mutual Fund · Retirement Fund

UTI Retirement Fund - Regular Plan

The investment objective of the scheme is primarily to generate a corpus to provide for pension in the form of periodical income / cash flow to the unit holders to the extent of redemption value of their holding after the age of 58 years by investing in a mix of securities comprising of debt & money market instruments and equity & equity related instruments. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

Mixed AssetBenchmark · CRISIL Short Term Debt Hybrid 60+40 IndexTER · 1.63%Inception · 26-12-1994
NAV
49.42
+0.35% · as of 14-05-2026
Since inception
9.51%
CAGR
Benchmark (inception)
11.12%
CAGR
Fund size
₹46 Cr
AUM
Expense ratio
1.63%
30-04-2026
Performance

Returns vs benchmark & category

Since inception: +9.51% CAGR vs benchmark +11.12%.

Portfolio

Where the money is invested

Top holdings

7.18% Government of India7.02%
6.68% Government of India3.55%
7.32% Government of India3.18%
NCD HDFC BANK LTD.2.82%
7.24% GSEC MAT- 18/08/20552.63%
HDFC BANK LIMITED EQ NEW FV RE. 1/-2.59%
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.40%
NET CURRENT ASSETS2.39%
INFOSYS LIMITED EQ FV RS 51.89%
7.60% Power Finance Corporation Limited (25/08/2033)1.67%

Sector allocation

Financial Services10.00%
Information Technology3.99%
Oil, Gas & Consumable Fuels2.78%
Healthcare2.49%
Fast Moving Consumer Goods1.98%
Automobile and Auto Components1.91%
Telecommunication1.82%
Construction1.67%
Power1.54%
Consumer Services1.41%
Riskometer
LowVery High
High

What if you'd SIP'd here?

@ 9.5% p.a.
₹10,000
10 years
Projected value
₹20,07,726
Invested: ₹12,00,000
Gained: ₹8,07,726
Start this SIP →

Illustration based on fund's since-inception return. Past performance is not indicative of future returns.

Risk Analysis

How this fund manages risk

Fund manager
M
Mr. Anurag Mittal, Mr. V Srivatsa
Manager since fund inception data not available
ISIN & identifiers
AMFI code
100682
ISIN (Growth)
INF123BSE149
ISIN (Div Re-inv)
Status
Open Ended Schemes
Peers

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