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Tata Mutual Fund · Retirement Fund
Tata Retirement Savings Fund- Conservative Plan-Regular Plan-Growth Option
To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.
Mixed AssetBenchmark · CRISIL Short Term Debt Hybrid 75+25 IndexTER · 2.18%Inception · 01-11-2011
NAV
₹32.02
+0.49% · as of 14-05-2026
Since inception
8.33%
CAGR
Benchmark (inception)
9.55%
CAGR
Fund size
₹2 Cr
AUM
Expense ratio
2.18%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +8.33% CAGR vs benchmark +9.55%.
Portfolio
Where the money is invested
Top holdings
6.79% Government of India21.79%
7.38% Government of India9.67%
7.17% Government of India9.63%
NCD JAMNAGAR UTILITIES AND POWER PRIVATE LIMITED6.29%
7.36% GOI MAT 1209526.07%
7.27% Government of India5.70%
6.9% Government of India5.64%
CASH / NET CURRENT ASSET5.46%
07.73% XIRR PTC- SHIVSHAKTI SECURITISATION TRUST-28/09/20293.11%
RELIANCE INDUSTRIES LIMITED EQ1.38%
Sector allocation
Financial Services9.81%
Fast Moving Consumer Goods4.66%
Oil, Gas & Consumable Fuels3.09%
Consumer Durables1.72%
Information Technology1.32%
Chemicals1.30%
Capital Goods1.21%
Consumer Services1.06%
Automobile and Auto Components0.79%
Services0.45%
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 8.3% p.a.₹10,000
10 years
Projected value
₹18,76,464
Invested: ₹12,00,000
Gained: ₹6,76,464
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
S
Sonam Udasi, Murthy Nagarajan
Manager since fund inception data not available
ISIN & identifiers
AMFI code
115944
ISIN (Growth)
INF277K01FI6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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