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HDFC Mutual Fund · Retirement Fund
HDFC Retirement Savings Fund - Hybrid-Equity Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
Mixed AssetBenchmark · NIFTY 50 Hybrid Composite Debt 65:35 IndexTER · 2.08%Inception · 01-02-2016
NAV
₹36.38
+0.59% · as of 14-05-2026
Since inception
13.47%
CAGR
Benchmark (inception)
11.90%
CAGR
Fund size
₹16 Cr
AUM
Expense ratio
2.08%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +13.47% CAGR vs benchmark +11.90%.
Portfolio
Where the money is invested
Top holdings
TREPS - Tri-party Repo7.48%
HDFC BANK LIMITED EQ NEW FV RE. 1/-5.70%
ICICI BANK LIMITED EQ NEW FV RS. 2/-5.48%
Bajaj Finance Ltd.4.57%
RELIANCE INDUSTRIES LIMITED EQ3.49%
STATE BANK OF INDIA EQ NEW RE. 1/-3.18%
AXIS BANK LIMITED EQ NE FV RS. 2/-3.02%
Kotak Mahindra Bank Limited2.75%
INFOSYS LIMITED EQ FV RS 52.44%
MARUTI SUZUKI INDIA LIMITED EQ2.40%
Sector allocation
Financial Services26.71%
Information Technology7.93%
Automobile and Auto Components7.61%
Healthcare4.89%
Oil, Gas & Consumable Fuels4.48%
Capital Goods4.35%
Power2.76%
Fast Moving Consumer Goods2.53%
Construction2.46%
Telecommunication2.31%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 13.5% p.a.₹10,000
10 years
Projected value
₹25,37,854
Invested: ₹12,00,000
Gained: ₹13,37,854
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136463
ISIN (Growth)
INF179KB1MI4
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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