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HDFC Mutual Fund · Retirement Fund
HDFC Retirement Savings Fund - Equity Plan - Growth Option
The investment objective of the Investment Plans under the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity and debt instruments to help investors meet their retirement goals.There is no assurance that the investment objective of the Scheme will be achieved.
EquityBenchmark · NIFTY 500 TRITER · 1.85%Inception · 07-02-2016
NAV
₹47.24
+0.77% · as of 14-05-2026
Since inception
16.41%
CAGR
Benchmark (inception)
12.11%
CAGR
Fund size
₹67 Cr
AUM
Expense ratio
1.85%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +16.41% CAGR vs benchmark +12.11%.
Portfolio
Where the money is invested
Top holdings
HDFC BANK LIMITED EQ NEW FV RE. 1/-7.04%
ICICI BANK LIMITED EQ NEW FV RS. 2/-6.38%
RELIANCE INDUSTRIES LIMITED EQ4.74%
AXIS BANK LIMITED EQ NE FV RS. 2/-4.47%
TREPS - Tri-party Repo4.34%
Kotak Mahindra Bank Limited3.51%
INFOSYS LIMITED EQ FV RS 53.21%
STATE BANK OF INDIA EQ NEW RE. 1/-3.14%
MARUTI SUZUKI INDIA LIMITED EQ3.13%
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-2.86%
Sector allocation
Financial Services30.83%
Automobile and Auto Components9.04%
Information Technology8.84%
Healthcare7.70%
Oil, Gas & Consumable Fuels6.20%
Services5.80%
Power3.86%
Construction3.41%
Capital Goods3.29%
Consumer Durables3.23%
Riskometer
LowVery High
Very High
What if you'd SIP'd here?
@ 16.4% p.a.₹10,000
10 years
Projected value
₹30,41,594
Invested: ₹12,00,000
Gained: ₹18,41,594
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
A
Anupam Joshi, Arun Agarwal, Srinivasan Ramamurthy, Nandita Menezes
Manager since fund inception data not available
ISIN & identifiers
AMFI code
136090
ISIN (Growth)
INF179KB1MG8
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Retirement Fund funds
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