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Bank of India Mutual Fund · Debt: Credit Risk
BANK OF INDIA Credit Risk Fund - Regular Plan
The Scheme’s investment objective is to generate capital appreciation over the long term by investing predominantly in corporate debt across the credit spectrum within the universe of investment grade rating. To achieve this objective, the Scheme will seek to make investments in rated, unrated instruments and structured obligations of public and private companies. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.
Fixed IncomeBenchmark · CRISIL Credit Risk Debt B-II IndexTER · 1.64%Inception · 27-02-2015
NAV
₹14.15
-0.02% · as of 14-05-2026
Since inception
3.12%
CAGR
Benchmark (inception)
6.90%
CAGR
Fund size
₹1 Cr
AUM
Expense ratio
1.64%
30-04-2026
Performance
Returns vs benchmark & category
Since inception: +3.12% CAGR vs benchmark +6.90%.
Portfolio
Where the money is invested
Top holdings
Net Receivables / (Payables)29.82%
9.45% Vedanta Limited (05/06/2028)10.03%
9.10% Manappuram Finance Limited (19/08/2026)9.98%
8.4% Nirma Limited (07/04/2026)9.97%
8.1% Aditya Birla Real Estate Limited (25/04/2026)9.97%
Indian Bank9.85%
9.40% 360 One Prime Limited (04/03/2027)5.00%
7.99% Rashtriya Chemicals and Fertilizers Limited (07/08/2027)5.00%
8.39% JSW Steel Limited (13/05/2027)4.97%
7.70% Nuvoco Vistas Corporation Limited (18/09/2028)4.93%
Sector allocation
Not available.
Riskometer
LowVery High
Moderately High
What if you'd SIP'd here?
@ 3.1% p.a.₹10,000
10 years
Projected value
₹14,09,816
Invested: ₹12,00,000
Gained: ₹2,09,816
Illustration based on fund's since-inception return. Past performance is not indicative of future returns.
Risk Analysis
How this fund manages risk
Fund manager
M
Mr. Alok Singh
Manager since fund inception data not available
ISIN & identifiers
AMFI code
133867
ISIN (Growth)
INF761K01DH6
ISIN (Div Re-inv)
—
Status
Open Ended Schemes
Peers
Other Debt: Credit Risk funds
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