Tax-Saving · PPF

PPF Calculator

Public Provident Fund at 7.1% p.a. — tax-free maturity, EEE status. Model your PPF corpus over the lock-in period.

Annual investment₹1,50,000

₹500₹1.5L

Investment period15 years

1 yr30 yrs

Existing PPF balance₹0

₹0₹50L

Note: PPF has a 15-year lock-in from account opening. Extensions are in 5-year blocks. Annual investment limit is ₹1.5L (also claimable under Section 80C). Interest is tax-free.

Year

Invested

Balance

Year 1

₹1.50 L

₹1.61 L

Year 2

₹3.00 L

₹3.33 L

Year 3

₹4.50 L

₹5.17 L

Year 4

₹6.00 L

₹7.14 L

Year 5

₹7.50 L

₹9.26 L

Year 6

₹9.00 L

₹11.52 L

Year 7

₹10.50 L

₹13.95 L

Year 8

₹12.00 L

₹16.54 L

Year 9

₹13.50 L

₹19.32 L

Year 10

₹15.00 L

₹22.30 L

Year 11

₹16.50 L

₹25.49 L

Year 12

₹18.00 L

₹28.91 L

Year 13

₹19.50 L

₹32.57 L

Year 14

₹21.00 L

₹36.49 L

Year 15

₹22.50 L

₹40.68 L

Maturity value

₹40.68 L

after 15 years · completely tax-free

Total invested

₹22.50 L

Interest earned (tax-free)

₹18.18 L

Effective rate

7.1% p.a.

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