Planning · Inflation

Inflation Impact Calculator

See how inflation erodes purchasing power over time — and how much your investments must earn to stay ahead.

Today's value / expense₹1.00 L

₹10K₹1 Cr

Inflation rate6% p.a.

2%12%

Time horizon10 years

1 yr40 yrs

Expected investment return12% p.a.

5%20%

Note: India's average CPI inflation has been ~5–6% over the last decade. Food and education inflate faster — plan for 7–8% for those specific goals.

You'll need in 10 years

₹1.79 L

to match today's ₹1.00 L in value

Purchasing power lost

₹44.2K

Nominal investment value

₹3.11 L

Real (inflation-adjusted) value

₹1.73 L

Real return rate

5.66% p.a.

Inflation-proof my portfolio →All calculators