Goals · Education

Children's Education Calculator

Estimate the future cost of your child's education and calculate how much to save monthly to get there.

Child's current age5 years

017

Education start age18 years

625

Today's education cost₹20.00 L

₹5L₹2 Cr

Education inflation8% p.a.

5%15%

Expected return on savings12% p.a.

6%18%

Current education savings₹2.00 L

₹0₹50L

Note: Education inflation in India is typically 8–10% p.a. — much higher than general inflation. Starting a dedicated SIP early with equity mutual funds is the most effective way to build this corpus.

Monthly SIP needed

₹12,147

13 years to go · target by age 18

Future education cost

₹54.39 L

Current savings will grow to

₹8.73 L

Funding gap

₹45.67 L

Lump sum needed today (alt.)

₹10.47 L

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